Veterinarian Insurance

Veterinary practices face a unique mix of professional, liability, and property risks. From malpractice claims to animal bite injuries to expensive diagnostic equipment, the right insurance protects your practice and your team.

Essential Veterinary Coverages

Veterinary Malpractice (Professional Liability)

Covers claims of misdiagnosis, surgical errors, medication mistakes, anesthesia complications, and failure to treat. Also covers claims related to euthanasia decisions and boarding care.

General Liability

Covers client injuries at your clinic (slip-and-falls), animal bites to staff or clients, and property damage. Essential for any practice with a physical location.

Business Owner's Policy (BOP)

Protects your clinic, diagnostic equipment (X-ray, ultrasound, dental), surgical tools, and pharmaceuticals inventory.

Workers' Compensation

Veterinary staff face unique risks including animal bites and scratches, needle sticks, exposure to anesthesia gases, lifting injuries, and zoonotic diseases.

Common Veterinary Claims

Surgical complications or errors
Misdiagnosis leading to worsened condition or death
Medication dosage errors
Anesthesia-related injuries or death
Animals escaping and causing injury or damage
Boarding negligence (injury, illness, escape)

How Much Does Veterinarian Insurance Cost?

Solo veterinary practitioners typically pay $1,500–$4,000/year for malpractice coverage. Multi-vet practices pay $4,000–$12,000+ depending on services offered (surgery, emergency, specialty) and patient volume.