Insura
Free Tool

How Much Would a Cyber Attack Cost Your Business?

Estimate the financial impact of a data breach based on your industry, size, and the data you store — then see how cyber insurance compares.

Your Business Profile

All fields are required. Data never leaves your browser.

$
Data Types You Store

Fill in your business details and click Calculate to see your estimated breach cost.

How We Calculate Breach Costs

Our model is based on the IBM Cost of a Data Breach Report 2025, adjusted by industry, company size, and the types of data you store. It accounts for six major cost categories that most businesses overlook until it is too late.

Forensics & IR

Base $50K plus $200 per employee (capped at $500K). Covers digital forensics, malware containment, and system remediation.

Notification Costs

$10 per compromised record for mail notices, call-center setup, and 12-24 months of credit monitoring.

Legal & Regulatory

12% of total for legal defense. Regulatory fines vary: 2% base, 5% for HIPAA (PHI), 3% for PCI violations.

Business Interruption

Daily revenue loss multiplied by average downtime (18-25 days depending on industry).

Reputation & Churn

15% of total cost for customer attrition, brand rehabilitation, and increased customer acquisition costs.

Records Estimate

Based on employee count, industry norms (50-200 records per employee), and a revenue-scaled factor.