Insura
5.0 ★ Google
from 20+ reviews
87%
Pay Less than Their Prior Premium
A+ Rated
Insurance Carriers
50 States
Licensed Nationwide
Chubb
Hiscox
Hartford
Cowbell
Coalition
CFC
Bowhead
Chubb
Hiscox
Hartford
Cowbell
Coalition
CFC
Bowhead

Insurance for Real Estate Agents & Brokerages

E&O coverage designed for real estate professionals — protect against disclosure failures, transaction errors, and client claims.

Reviewed by John Abbott, licensed P&C insurance producer (MO license #3003876211)

Transaction E&O

Covers disclosure failures, contract errors, misrepresentation, and negligent referrals in real estate transactions.

Wire Fraud Protection

Cyber coverage for email compromise and wire fraud targeting real estate transactions — a growing threat.

Open House & Showing Coverage

General liability for client injuries during property showings, open houses, and office meetings.

Google Reviews5.0 ★★★★★Average Customer Rating
MA

“They made insurance weirdly painless. Lightning-fast, clear explanations, and pricing that gave me real confidence I wasn't overpaying.”

Mike Altier ★★★★★

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Real Estate Agent Insurance

Real estate professionals handle high-value transactions where a single error — a missed disclosure, an inaccurate property description, or a contract mistake — can result in a six-figure claim. Professional liability (E&O) insurance is essential for protecting your career and your assets.

Essential Real Estate Coverages

Errors & Omissions (E&O)

Your most critical coverage. Protects against claims of:

  • Failure to disclose material defects
  • Inaccurate property descriptions
  • Contract errors or misrepresentation
  • Negligent referrals
  • Fair housing violations

General Liability

Covers injuries during open houses, property showings, and office visits.

Cyber Liability

Protects against wire fraud, email compromise, and data breaches involving client financial information.

How Much Does Real Estate Insurance Cost?

Individual agents typically pay $300–$1,000/year for E&O coverage. Brokerages with multiple agents pay $2,000–$8,000+ depending on transaction volume and agent count.

Frequently Asked Questions

Yes — many states and brokerages require it. Even where not required, a single disclosure claim can exceed $100,000. E&O is essential for protecting your career.
Individual agents pay $300-$1,000/year. Brokerages pay $2,000-$8,000+ based on transaction volume and number of agents.
Many real estate E&O policies include fair housing violation coverage. Check your policy for discrimination and fair housing endorsements.
Cyber insurance covers losses when hackers intercept real estate transactions via email compromise, redirecting earnest money or closing funds to fraudulent accounts.