Healthcare Practice Insurance

Healthcare providers face some of the highest-stakes risks of any industry. Between medical malpractice claims, HIPAA compliance, and complex business operations, the right insurance program is critical.

Essential Healthcare Coverages

Medical Malpractice

Covers claims of misdiagnosis, treatment errors, surgical complications, and failure to treat. Available as occurrence or claims-made policies.

Cyber Liability / HIPAA

Covers data breaches involving PHI (Protected Health Information), HIPAA violation penalties, and patient notification costs. Healthcare is the most expensive industry for data breaches.

Business Owner's Policy

Protects your practice's physical location, medical equipment, and business income.

Workers' Compensation

Covers employee injuries — needlesticks, patient handling injuries, and exposure to infectious diseases.

Healthcare by Specialty

Specialty	Key Risk	Typical Malpractice Cost
Family Medicine	Misdiagnosis	$5,000–$15,000/yr
Dentistry	Procedure complications	$2,000–$6,000/yr
Mental Health	Boundary violations, suicide	$1,000–$4,000/yr
Chiropractic	Stroke/injury from adjustment	$2,000–$5,000/yr
Surgery	Surgical errors	$20,000–$50,000+/yr